Development Risk Intelligence

The risk platform built for the seat that carries the capital.

Scored against the deal. Signed by a professional.

ClaimZero reads everything your development generates — from acquisition underwriting to sellout — and scores it against the deal you underwrote. One page every Monday, the top ten risks pulling your asset away from plan.

Acquisition → Sellout
Risk scored across the full development lifecycle
Independent Oversight
Monitored risk engine that holds the capital stack
Priced to your pro forma
Every flag tied directly to capital exposure
Weekly Development Intelligence Report MON 07:00 · WK 23
68▲ +6
Project Risk Index
0 = on plan · 100 = maximum exposure

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RiskTrendResponsible SeatExposureStatus
Contingency burn 11 pts ahead of underwriting trajectory at 58% complete.CM · Owner's Rep$2.1–4.0MRed
Verified % complete trails billed % by 9 pts; upcoming draw cycle at risk.CM · Lender Insp.$1.4–2.6MRed
Critical path schedule slip threatens completion test milestone on takeout.CM · Ownercarry $0.9M/moAmber
Curtain-wall mock-up failed water-tightness test; dry-in sequence exposed.Façade Consultant$0.6–1.2MAmber
Leasing broker tour pipeline trailing underwriting pro forma milestones.Director of Leasing$1.1–1.8MGreen
+ 5 more, ranked explicitly by financial exposure × trajectory · expert commentary below.
Illustrative example · not a live project
The Gap

Everyone now instruments the owner's projects. Nobody scores the owner's deal.

The market has moved. Construction platforms now ship owner modules, capital planning, and portfolio dashboards to track money going out against the budget on committed work. None of them holds the debt terms, interest reserves, or the loan completion test. Every one of them is a system your own team fills in. ClaimZero is the only one that isn't yours — an independent, third-party monitored engine that reads the project and signs a record.

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Axis Construction Platforms Owner Portfolio Tools ClaimZero Monitored Intelligence
Primary Seat The builder & contractor The developer's internal team The owner, independently
Baseline Contract documents & schedule The approved capital budget The underwritten deal pro forma
Window Pre-con through closeout Concept through operations Acquisition through sellout
Data Entry Project field team Your own internal staff Nobody. Automated inference.
Primary Output Status & compliance logs Variance reporting Scored index & signed record
Blind To The deal economics & pro forma Debt covenants & takeout tests Nothing in the capital stack — we don't run your jobsite

We don't compete for the jobsite. We sit a level above it — in the seat that signed the loan.

Lifecycle Coverage

Your capital is at risk for months before a shovel hits the dirt.

ClaimZero scores the entire arc, mapping behavioral leading indicators to the individual seat. Contractor tools capture a single slice in the center. The return on your capital is decided on the ends.

Swipe the timeline →

Acquisition
Entitlement
Schematic
Design Dev
Pre-Con
Construction
Takeout
TCO / CO
Sellout
ClaimZero Lifecycle — complete development coverage Standard project management tools live here → the grey slice
01

Acquisition & Underwriting

Commitment validation

The deal business plan hardens here. ClaimZero pressure-tests asset assumptions before capital is exposed: carry-cost exposure, zoning feasibility, and underwriting schedule sensitivity. The primary objective is to evaluate whether the site can be legally, operationally, and financially delivered on a timeline that supports the business plan.

02

Entitlement & Approvals

Time is the exposure

Zoning mechanics and agency portals dictate schedule uncertainty. We monitor filing readiness, examiner objection aging, and consultant response velocity — surfacing bottlenecks before they layer unpriced carry costs onto your land debt.

03

Schematic Design

Scope & Budget Alignment

Aligning early architectural concepts with massing feasibility and market pro forma limits before costly engineering commitments freeze the scope.

04

Design Development

Where change orders are born

Hidden construction risk accumulates months before site mobilization. The engine isolates drawing completeness, specification gaps, and MEP/Structural coordination latency to stop coordination omissions before field changes harden into claims.

05

Preconstruction & Procurement

The number vs. the underwriting

Validating the budget baseline. ClaimZero metrics score buyout readiness, control budget variance, contract execution lag, and long-lead material exposure — keeping the initial team accountable to the soft and hard costs underwritten.

06

Construction Phase

The divergence signal

Active risk tracking via automated inference. By reading live logs, we capture the high-value divergence signal: the spread between scheduled progress, contractor-billed percentages, and verified completion at the monthly pencil walk. We flag behavioral trends weeks before they mature into disputes.

07

Takeout & Financing Management

The capital takeback

Managing the constraints of your capital structure. Continuous monitoring of interest-reserve adequacy, loan-draw cycles, and strict lender covenant thresholds (DSCR, LTC, LTV) ensures the development seamlessly satisfies its financial completion tests.

08

Certificate of Occupancy

The last mile that strands capital

Finished buildings that cannot open cost serious money. ClaimZero tracks the exact path to occupancy: municipal inspection sign-offs, open violation removal, punch-list velocity, and TCO dependencies. We protect your revenue activation date from regulatory friction.

09

Sales, Lease-Up & Sellout

Reconciling the return

Closing the loop on the underwriting pro forma. The system monitors absorption velocity, tour-to-LOI conversion, deposit collection pacing, and offering-plan amendment exposure to ensure real-time visibility until the final unit pays down the debt.

How It Works

It reads what's already there. No one fills out a form.

ClaimZero operates as an automated inference engine. It reads across every data stream your project is already producing, scores participants objectively, and ranks exposures without distracting your team.

01 — CONNECT

Automated API Ingest

One 30-minute configuration links your stack. The platform pulls data from construction management platforms, CPM schedules, cost ledgers, and municipal agency portals.

02 — INFER

Inference Over Survey

The platform watches what they do, not what they self-report. It extracts role-attributable signals from RFI log clusters, submittal aging, ball-in-court latency, and platform-resident correspondence.

03 — CALIBRATE

Stage-Aware Rubrics

Every week treats the project differently. Concrete metrics shift automatically across lifecycle stages; a structural engineer's rubric matters during foundation pours, not during finishes.

04 — DELIVER

The Top Ten Risks

Delivered Monday morning at 7 a.m.: a single, dense, one-page report tracking the exact rows driven by financial exposure and trajectory. Read in 5 minutes, acted on same-day.

Under the hood sits the Development Intelligence Engine. Deterministic rules run alongside language analysis over the project’s own records, scoring the documentation patterns that historically precede a claim.

Weekly scorecards that depend on participation stop getting filled in. So ClaimZero asks no one to fill anything out.
ClaimZero eliminates participant data-entry friction entirely. Execution teams do absolutely nothing new. Every participant is scored, not surveyed. The owner's only input is an optional 15-minute weekly check.
The Deliverable

The product is the page.

Not a portal your team must navigate or status software to untangle. One page at 7 a.m. Monday morning. Our composite Project Risk Index grades the velocity and trajectory of anomalies — a score of 60 climbing to 75 over three weeks is worse than a stable, flat 70.

Risk Definition — 8 to 12 words pinpointing the exact exposure root Trend — Vector trajectory mapping drift direction Responsible Party — The individual personal seat, not the company name Financial Exposure — Quantified dollar ranges hitting the pro forma Recommended Action — Time-bound, one-step executive directions RYG Status — Color-coded flags sorting immediate execution priorities
Recommended Action — Top 3 CommentaryEXPERT CALIBRATION LAYER
Contingency Allocation. Have the Owner's Representative audit change events over $50K immediately. Contingency burn is pacing 11 points ahead of baseline underwriting curves. Trajectory is our active threat.
Draw Verification. Verified percent-complete at the pencil walk trails contractor-billed logs by nine points. Reconcile with the lender's construction consultant prior to draw submission to protect funding cadence.
Takeout Security. Critical path delay threatens takeout facility completion test parameters. Convene a focused coordination session within 72 hours to evaluate recovery options before interest reserve erosion.
Contemporaneous, professionally reviewed metrics build a defensible record for capital partners, boards, and lenders.
See a worked example — four findings on a $84.5M development →
What It Measures

Four vectors of intelligence. One of them sits outside what construction software is built to reach.

The inference layer continuously scores data modules rolling into four macro domains. Three track execution data. The fourth captures the capital stack itself — the metrics field platforms cannot track.

The differentiator
Financial Intelligence

The deal beneath the project

The owner-side financial wrappers that live entirely outside of standard project-management software.

  • Underwritten pro forma baselines & soft cost variables
  • Anticipated Cost Reports (ACR) & trade-by-trade budget drift
  • Contingency depletion pacing vs. allocation velocity
  • Loan draw cycle timelines, lender inspect lags, and interest reserves
Execution Intelligence

Seat-level performance

Role-attributable indicators pulled from platform activity logs, measured directly against stage-aware rubrics.

  • RFI cluster metrics and submittal turnaround velocity by seat
  • Change-event trajectory and documentation risk alerts
  • Daily report completeness and trade contractor manpower loading
  • Special inspection outcomes and non-compliance tracking
Schedule Intelligence

Time vs. the Underwriting

Not simple field schedule tracking — schedule health analyzed directly against the parameters the asset was financed on.

  • Critical path variance, negative float, and compression trends
  • Stage-gate transition milestones triggered by field conditions
  • Divergence between scheduled, billed, and verified percent-complete
  • Takeout facility timeline constraints and path to completion test
Capital & Sales Intelligence

How the capital comes back

The back-end performance variables that dictate deal returns — completely invisible to tools that stop at physical build closeout.

  • Sales/leasing absorption velocity versus underwritten pro formas
  • Condominium offering-plan acceptance and amendment exposure
  • Contract-signing pace against the plan’s effectiveness threshold
  • Refinance watch triggers and tour-to-LOI conversion speed
Why We Win

Built backward from outcomes, not forward from theory.

Most risk models are built forward, from theory. This engine was built backward, from outcomes.

Four decades spent moving through every seat in the development life cycle — civil engineer, construction manager, builder, developer — followed by years spent being called in after the fact as an expert witness to determine what went wrong on someone else's project, and when it became inevitable.

That forensic practice is the key: walking a failed project backward from the consequence to the first signal that predicted it. ClaimZero's rubrics are that backward walk, run forward. Every rubric in the engine traces to a specific event on a real project. The calibration is encoded, versioned, and applied to a published methodology.

Founder & Advisor

Four decades in every seat of the development life cycle.

Civil Engineer · Construction Manager · Builder · Developer

ClaimZero's founder is a licensed professional civil engineer whose work on this problem dates to 1988, and who has personally lived the arc the platform measures — acquisition, entitlement, design, construction, takeout and sellout. That pattern recognition is converted into a repeatable, software-encoded methodology, so senior judgment applies on every cycle without depending on one person being in the room.

40+ Yrs
Across Every Seat Of The Life Cycle
$4.2B+
Asset Value Built & Managed
Encoded
Same Judgment Applied Every Cycle
Built For

The parties who carry the risk — and the ones who protect it.

Built for private developers, higher-education capital programs, and the capital partners who fund them.

Private Developers & Owners

The average US construction dispute runs $56.0M and 12.2 months. Protect equity returns against carry-clock slip and unpriced trade changes.Arcadis, 16th Annual Construction Disputes Report (US edition), 2026

Higher Education Programs

North American higher education carries $156 per gross square foot in deferred capital renewal, up 8% in a single year. ClaimZero brings trustee-level governance to the capital spent against it.Gordian, State of Facilities in Higher Education, 13th ed., 2026 · 43,000 buildings, 1.1B GSF

Construction Lenders

Independent risk validation supporting monthly inspector draw decisions and covenant enforcement.

Owner's Representatives

A unified operating system replacing spreadsheet sprawl with institutional, verifiable records.

Construction & RE Counsel

Contemporaneous documentation files that can be structured under counsel direction to manage risk exposure long before dispute maturity.

Equity Partners & LPs

Transparent portfolio monitoring built separate from developer narratives, tracking true completion test readiness.

Founding Owner Offer

Put your next development on an independent record.

We will run the Development Intelligence Engine against your active project files and show you the exposure your construction stack is not built to see. Institutional sponsors can convert the demo into an onboarding pilot.

Delivery Commitment: Twelve weekly reports, a Day 0 information request, and a closing executive summary on a fixed fee.
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